How Do OWCP Schedule Awards Work?

Federal employees who are injured on the job may be entitled to compensation through the federal workers’ compensation system, managed by the Office of Workers’ Compensation Programs (OWCP). One type of benefit available is a schedule award, which provides compensation for permanent impairments to specific body parts. However, many injured workers are unsure of how schedule awards work, whether they qualify, or how to maximize their benefits. If you’re a federal employee navigating a workplace injury, here’s what you need to know about OWCP schedule awards and how they can help you recover financially.

What Is an OWCP Schedule Award?

An OWCP schedule award is a type of workers’ compensation benefit available to federal employees who have suffered a permanent loss or impairment to a specific body part. These awards are outlined in a pre-determined schedule established by federal law, which assigns a value to certain body parts based on the degree of impairment and the duration of the disability.

Unlike wage loss benefits, which compensate you for lost earnings while recovering from an injury, schedule awards are specifically for permanent injuries. For example, if you lose the use of your hand, foot, or vision in one eye, you may qualify for a schedule award. These benefits are provided in addition to other workers’ compensation benefits, such as medical care or wage loss compensation.

Which Injuries Are Covered by OWCP Schedule Awards?

Schedule awards apply to a wide range of body parts and functions. The federal government uses a specific schedule to determine which body parts qualify and how much compensation is awarded. Common body parts and functions included in the OWCP schedule include:

• Arms, hands, and fingers
• Legs, feet, and toes
• Eyes and vision
• Ears and hearing
• Facial features (e.g., jaw, nose)

It’s important to note that schedule awards only apply to injuries that result in permanent impairment or loss of use. Temporary disabilities or injuries that fully heal typically do not qualify for schedule awards.

How Are OWCP Schedule Awards Calculated?

Calculating a schedule award involves several steps, including determining the extent of your impairment, the compensation rate, and the specific schedule for the affected body part. Here’s how it works:

1. Impairment Rating: To qualify for a schedule award, you must undergo a medical evaluation to determine the percentage of permanent impairment to the affected body part. This evaluation is conducted using the American Medical Association (AMA) Guides to the Evaluation of Permanent Impairment.
2. Pre-Determined Schedule: The OWCP assigns a maximum number of weeks of compensation for each body part. For example, the loss of an arm may entitle you to 312 weeks of compensation, while the loss of a thumb may entitle you to 75 weeks.
3. Compensation Rate: Your weekly compensation rate is generally 66 2/3% of your average weekly wage (or 75% if you have dependents). This rate is then multiplied by the number of weeks assigned to your impairment to calculate the total award.

For example, if you have a 20% impairment to your arm and your weekly compensation rate is $1,000, your schedule award would be calculated as follows:

• 312 weeks (maximum for arm) × 20% (impairment) = 62.4 weeks of compensation
• 62.4 weeks × $1,000 (weekly rate) = $62,400 schedule award

The total amount you receive will depend on the severity of your impairment, the body part affected, and your average weekly wage.

What Steps Should You Take to File for a Schedule Award?

If you believe you qualify for a schedule award, it’s important to follow these steps to file your claim successfully:

1. Obtain a Medical Evaluation: Schedule an appointment with a doctor familiar with federal workers’ compensation claims. Your doctor must provide an impairment rating based on the AMA Guides and submit a report detailing your condition.
2. Submit a Claim to the OWCP: File a CA-7 form (Claim for Schedule Award) with the OWCP, along with supporting medical documentation, including the doctor’s impairment rating.
3. Respond to OWCP Requests: The OWCP may request additional information or clarification regarding your injury or medical evaluation. Be sure to respond promptly to avoid delays.
4. Appeal a Denial: If your schedule award claim is denied, you have the right to appeal the decision. This may involve submitting additional evidence, requesting a reconsideration, or appealing to the Employees’ Compensation Appeals Board (ECAB).

Working with an experienced workers’ compensation attorney can help ensure your claim is filed correctly and that you receive the full benefits you’re entitled to.

What Challenges Might You Face When Seeking a Schedule Award?

While schedule awards can provide critical financial support for injured federal employees, obtaining these benefits is not always straightforward. Common challenges include:

• Disputes over the impairment rating provided by your doctor
• Delays or errors in processing claims by the OWCP
• Denials based on incomplete or inaccurate medical documentation

To overcome these challenges, it’s essential to work with a knowledgeable attorney who understands the complexities of OWCP claims. An attorney can advocate for your rights, ensure your claim is properly documented, and fight to secure the maximum benefits available.

Call Sarphie Law for Help With Your Schedule Award Claim

Filing for a schedule award can be a daunting process, especially when dealing with OWCP rules and procedures. An experienced federal workers’ compensation attorney can assist by:

• Guiding you through the application process and ensuring all paperwork is completed accurately
• Connecting you with qualified medical professionals to provide a proper impairment evaluation
• Challenging unfavorable impairment ratings or claim denials
• Representing you in appeals if your schedule award is denied

At Sarphie Law, we specialize in helping federal employees navigate the workers’ compensation system and secure the benefits they deserve. Whether you’re filing your first claim or appealing a denied schedule award, we’re here to support you every step of the way.

If you’re ready to take the next step in your federal workers’ compensation claim, contact us today to schedule a free consultation. Let us help you understand your rights and maximize your benefits.